Affordable Home Insurance
in Florida
We offer home insurance in all 67 Florida counties. Serving Port Saint Lucie, Fort Pierce, Stuart, Vero Beach, Miami, West Palm Beach, Fort Lauderdale, Tampa, Orlando, and all of Florida.
WHY FLORIDA RATES ARE FALLING
New and returning carriers are aggressively pricing new business. Buddy compares your renewal against 28+ A-rated carriers including Citizens, Tower Hill, Universal, American Integrity, Florida Peninsula, Heritage, People's Trust, Openly, SageSure, and more.
Florida homeowners in Port St. Lucie, Stuart, Jupiter, Palm Beach Gardens, Vero Beach, Fort Pierce, Jensen Beach, Palm City, Hobe Sound, West Palm Beach, and across the state are seeing real relief on home insurance rates. More carriers have re-entered the Florida market in 2025–2026, and that competition is driving rates down and choices up. If you haven't reviewed your homeowners policy in the last 12 months, you're likely overpaying.
FREQUENTLY ASKED QUESTIONS
WHAT WE COVER
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Single-family homes
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Condominiums (HO-6)
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Mobile and manufactured homes
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Vacation and seasonal homes
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Landlord / rental properties (DP-3)
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High-value homes
FLORIDA COVERAGE AREA
SERVING FLORIDA HOMEOWNERS AND BUSINESSES STATEWIDE
Including Port St. Lucie
Stuart
Jupiter
Palm Beach Gardens
West Palm Beach
Vero Beach
Fort Pierce
Jensen Beach
Hobe Sound
Palm City
Okeechobee
Sebastian
Melbourne
Boca Raton
Delray Beach
Tampa
Orlando
Miami
Fort Lauderdale
Jacksonville
every city in between
